Real estate agents are the most vital step to ensuring a smooth transition with housing changes. Our team can help you find a home at an affordable price for your budget. Charles Burt agents are also ready to assist you in the sale of your home to give you the best return on investment. Our team is experienced in the Four State area and is ready to serve you at one of our local offices. Here are 4 tips we think you need to know if you are buying or selling your home in 2023.
Buying or Selling
1. You Need a Team That You Trust
Housing changes, no matter if you are selling or buying- takes a lot of time. If you don’t trust your team (your mortgage lender, and your real estate agent), or even worse – if you don’t like them, your housing transition will not have the best outcome. During a buying or selling process, your realtor becomes your best friend, advisory board, therapist, and more! It’s important to choose someone you can trust to handle this big life change.
Home Buying
2. No New Job Changes
It may seem like the obvious choice to take a job or accept a promotion when it means more money, but the transition may offset the required job history and affect your ability to get approved for your mortgage loan. Wait until you have the keys to your new home before borrowing money or extending lines of existing credit – your mortgage lender will check your credit one last time on closing day. If your credit has worsened in that time period, you could get hit with higher interest rates or even lose the loan together.
3. Budget is Key
Before you start looking at homes, you should already have a firm budget in mind. It can be a waste of time if you begin shopping around for homes you know are out of your price range.
Unsure of your budget? Our mortgage calculators can help you out. Better yet: get pre-approved for a mortgage loan with the help of our mortgage broker. Visit our “Get Pre-Qualified” page to fill out the form here: https://charlesburt.com/
Selling Your Home
4. Planning is Vital
Selling your home can be a time-consuming project. Here is a breakdown of the home selling process from start to finish:
- Getting your home ready to be shown: 2 weeks
- Average time on the market (varies widely with location and price): 2 1/2 to 3 months
- Negotiating process: 1-3 weeks
- Closing procedures (assuming a traditional transaction): 30 to 45 days
Be a smart seller and allow a minimum of 4 to 6 months to sell your home. If your property sells sooner, then you’ll get the treat of being pleasantly surprised!
Our Team is Here to Help!
The real estate agents at Charles Burt are invested in your home buying and selling journey. We want to help you! If you have a question for our real estate agent in Joplin, MO please contact our office today!
Contact Us Today
The real estate agents at Charles Burt are invested in your home buying and selling journey. We want to help you! If you have a question for our real estate agent in Joplin, MO please contact our office today!
We can help you find your dream home.
For more information please call our office at (417) 782-6677 or (417) 499-6811!
Our team looks forward to hearing from you!